Legal information

Perception Finance Ltd is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

There will be a fee for our service of £499 (£249 for remortgages) which is payable when you apply, and we will retain the commission from the lender. Some clients however now prefer to pay a fee for their mortgage advice and the lender commission is passed on to you, the client. The fee will be 0.75% of the loan amount. For example, for a mortgage of £100,000, a fee of £750 will be payable.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Perception Finance Ltd is registered in England, number 04495559.  The registered office address is 37 Albert Embankment, London, SE1 7TL.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.