Let to Buy

For many, the process of moving house is simple. You sell the one you own now and use the proceeds to buy the next one.

Some people want to keep their existing property and release some equity out as the deposit and then have an income from the rent for the future. That is where Let-to-Buy comes in.

If you are hoping to keep your current property you need a lender that will allow a remortgage onto rental terms but more importantly you also have to make sure this does not cause problems for the lender that you want to use for buying your new home.

This is another area where having an experienced and knowledgeable broker can be vital. At Perception Finance, we know who will allow the remortgage and in turn how we can present that to a new residential lender to make sure everything fits. We will then advise you on the best route to take and arrange this for you.

Arranging two mortgages at once sounds stressful but we are here to take that burden off you, providing you with expert let to buy mortgage advice. Get in touch today and we can start the process of working this through with you.

The Financial Conduct Authority does not regulate some forms of buy-to-let

Your home may be repossessed if you do not keep up repayments on your mortgage

Having Trouble Securing a Mortgage?
Don't panic if your type of job is not listed here. We have helped so many people over the years that whatever you do we can look to help. Your income may be straightforward or complex. We will take the time to learn about what you do, find out how you get paid and what extras you earn and then speak to our lender contacts to find you the best deal.

We are here to help and speaking to us may mean your mortgage potential is better than you thought.