First Time Buyer

The time has come to get on the property ladder!  The really good part is getting the keys on the day of completion but to get there is a journey and one we would like to go on with you.

A first time buyer always learns a lot when taking on a mortgage and property.  From the choice of lender, the nuts and bolts of the mortgage conditions and flexibility of the loan to the type of surveys available and the legal process – it is a never ending education.  We have worked with first time buyers for many years and each one is different.  It’s for that reason that speaking to us for expert first time buyer mortgage advice at the earliest opportunity will be worthwhile.

The first thing we promise to do is explain all the jargon (and there is a lot of it!) so as the various industry terms come up you will get to know what they mean.  We want you to end up feeling that you have a mortgage you understand and more importantly, can ask the questions knowing that you will get a clear explanation.

Then, when you have found a property you can entrust us with organising the mortgage. As a first time buyer, buying a property can be stressful but the mortgage needn’t be if it is well researched and properly planned out. Let us give you the hands on support and guidance to see that this is the case.

Your home may be repossessed if you do not keep up repayments on your mortgage

Having Trouble Securing a Mortgage?
Don't panic if your type of job is not listed here. We have helped so many people over the years that whatever you do we can look to help. Your income may be straightforward or complex. We will take the time to learn about what you do, find out how you get paid and what extras you earn and then speak to our lender contacts to find you the best deal.

We are here to help and speaking to us may mean your mortgage potential is better than you thought.